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Showing posts with the label saving money

We Be Retired

Life is good.

Yesterday my retirement check got deposited and our health insurance and car insurance premiums got paid. Today we went to Costco and splurged on beer, potato chips, pesto sauce, potstickers, toilet paper, and Brita filters. Oh my goodness, we even bought a carpet runner for the hallway.

Am I being sarcastic? Facetious? I don't know anymore.

The Husband and I are now in the category of retired seniors on limited income, so buying groceries at Costco today felt like a luxury. Going home, I found myself justifying the purchases by figuring how much we saved by buying in bulk.  

Going through life with the responsible happy-a-go-lucky Husband makes living less scary. I truly believe him when I ask him to tell me "Everything will be all right." The Husband thinks that people ought to eat well because it helps maintain good health. Why should we deprive ourselves of good health, regardless of our income, right?

Yup. Life is good. At the moment the Husband and …

Haute Hippie Couture

I walked into a woman's boutique shop in Santa Cruz to check out a very cute East-Indian style top that I saw in its window. It was similar to ones I wore when I was a very young thing. I thought if the cost was right it was going home with me. I was even willing to pay $45 for it, although I thought it was worth $20 bucks.

I have no sense of how much clothing are worth these days. Twenty bucks was how much I paid for eccentric stuff, which the the parents called hippie clothes, at import shops when I was a very young thing.

The East-Indian tops of yore were made of a thin cotton. This modern version was made of a smooth, rich-feeling fabric that turned out to be rayon. Not being silk, I figured the top would be very affordable.

Then I finally found the price tag.

One hundred ninety-eight dollars!

Shall I say that again: $198.00!!

Seriously.

When I got home, I looked up the designer online. Maybe I'd find the top for cheaper.

Ha!

$218.00!!!

I saw several other tops on t…

A Bargain Jar of Pickles

$3.99 for a gallon jar of kosher whole dill pickles. About 70 of them. Three to four-inches long and rather thick, too. As far as I'm concerned, the $3.99 gallon jar of pickles is the best deal at Costco.Yes, indeed.

A medium-size jar of kosher pickles at the supermarkets costs more than that. And, when I think how much a single Kosher pickle of this kind costs at a deli—oh, my!

The Husband and I bought our second gigantic jar of pickles last week. We went through the first jar in a little over two months. Uh-huh, we like our pickles. We don't eat a pickle every day nor do we each eat a pickle. Even though pickles contribute to our probiotic consumption, we gotta be moderate about it. We also do not want to get tired of these yummy pickles that take up a lot of space on the top shelf of the refrigerator.

The Mama doesn't care for pickles. Too sour. But, she does eye the jar, no doubt thinking about what could be stored in it. I asked her if she would like the first jar. …

What If We Had to Live on Food Stamps?

Last week I decided to experiment with our food budget. Not that I—or we—keep one. Formally, that is. I just figured that since we are being conservative about the flow of money out of our pockets these days,  why not pretend how it would be if we had to suddenly depend on food stamps. This is be a good time to try it, too, since our staples in both the pantry and freezer are running low.

Did you know that the monthly average benefit for a household in California is $200? Are you shocked too?

By the way, it isn't easy to qualify for food stamps. Plus, you need to have the proper documents to prove that you are eligible. And, anyone who receives food stamps, only gets them for a limited time and must meet specific conditions during that period. That said, I really don't understand why some people go insanely rabid about others who finally give in and jump through hoops with hopes of qualifying for some financial help to keep from starving. Seriously.

You can only use food stamp…

Rambling about my Garage Sale Ramble

I got up early (for me) and headed out to a garage sale this morning. Excuse me, an estate sale. The belongings were those of the widow of the late publisher of our local newspaper, who gave me my first paying job as a writer when I was in high school a long time ago. I was hoping that there might be stuff from the publishing world for sale. But, that was not my intent for checking out the sale.

I never met the missus of my first publishing boss. I did get to know a bit about her this morning as I rummaged around her belongings. She liked Christmas. She enjoyed traveling and playing bridge. She was into doll making and crafts. And, for a costume party, I'm guessing she was Little Bo Peep or some kind of doll.

Because the husband and I are supposed to be downsizing our stuff, I managed to stay focused on my mission. Kinda. I have been seeking cups and saucers to make more teacup bird feeders. I found two perfect sets. Right after I paid for them, I broke one. Ka-pow! I've save…

Sunday Food Shopping

Many people visit Monterey to check out the Monterey Aquarium, eat at Fisherman's Wharf, or walk along the beach. All things the husband and I like to do. But, yesterday, we headed over to do some food shopping for organic products because the selection is just limited in our town. I can only hope that one day that may change.

We first stopped at the farmers' market in Marina and bought fresh veggies to last us a couple of weeks. Baby bok choy, Chinese mustard, regular mustard, radishes, chard,  broccoli, avocado, lettuce, garlic greens, yellow onions, green onions, and baby potatoes. Also got ourselves some sweet strawberries and clementines as well as a 10-pound bag of tasty oranges. Ok. We stopped at the kettle corn booth and bought us a bag.

The cost was a bit more than buying at the local Pinnacle Organic Produce Farm stand in San Juan Valley on Saturday morning. But, then, that's what we get for forgetting to go. Still, it was worth driving over yesterday. The weathe…

Saving Cents

This morning's frenzy was all about finding e-coupons for our weekly grocery outing. As far as I'm concerned 25 cents off something is 25 cents saved. Right?

Until recently, I had been an inconsistent coupon user. Most times, I tore them out of newspapers and magazines and then forgot to bring them along or forgot what pile of papers they're under. Now I put coupons in a basket and check it before heading off to the store. Most times. Every so often the husband asks if I have a coupon for such-and-such product and I happily seek out the basket. I call that progress.

Today, I decided to go online and find e-coupons for the products we buy on a regular basis. (Something I should've thought of much earlier.) I thought it would be easy to do. Ha, ha. What was I thinking? I was very specific in my keyword searches: entering "coupon" plus the brand of the product, such as coupons Special K.  I was surprised that not all company web sites blatantly offer e-coupons. T…